Condo Insurance Done Right
Simple, reliable protection for your condo—built by specialists who understand what unit owners actually need.
We focus exclusively on condo insurance. Whether your unit is high-value, modest, rented, or vacant, we structure coverage to protect what matters most.
Nobody buys insurance expecting to use it—but when something goes wrong, it matters more than anything.
25+
Years of Experience
100%
Florida Focused
Serving Florida
Since 2014
Who We Are
A Specialized Division of Naples Premier Insurance Group
Condo Premier Insurance Experts is a specialized division of Naples Premier Insurance Group.
For more than 10 years, our team has provided boutique, concierge-level insurance service across Florida. We bring that same hands-on, high-touch approach to condo owners.
What makes us different
- Condo-focused expertise (not general insurance)
- Access to fully vetted, financially strong insurance carriers
- Coverage built around real exposure—not generic policies
- Personalized service from licensed Florida professionals
Understanding HO-6 Coverage
What is Condo Insurance?
Condo insurance (HO-6) protects everything inside your unit and your responsibility as the owner.
Interior of your unit
Floors, walls, cabinets, fixtures
Personal belongings
Furniture, clothing, electronics
Damage to other units
Like water leaks you may cause
Liability coverage
Injuries that happen inside your unit
Association costs
Certain costs passed to you by your condo association
Your association covers the building. You are responsible for everything inside your unit.
Why It Matters
The Coverage Gap Most Owners Miss
Most condo owners believe the association's insurance covers everything. It does not.
Common gaps include:
- Interior damage (flooring, kitchens, bathrooms)
- Personal belongings
- Water damage originating in your unit
- Liability for damage to neighboring units
- Special assessments from the association
Most losses happen inside the unit—not the building.
Who We Serve
Solutions for All Condo Owners
We provide tailored insurance solutions for every type of condo unit owner.
If you own a condo, we have a solution.
Our Approach
Coverage That Performs When You Need It
We prioritize strong, reliable coverage over lowest-cost options.
Important Note: There may be cheaper options available. Our focus is placing coverage that performs when you need it.
Insurance matters most when you actually have to use it.
Our carrier standards:
Admitted, rated insurance companies
Proven financial strength
Strong claims-paying track record
Long-term market stability
Coverage Options
Tailored to Your Specific Unit
We tailor coverage based on your specific unit and risk profile.
Basic Protection
Essential coverage for your condo unit
Standard Protection
Balanced coverage and cost
Enhanced Protection
Higher limits and broader protection
We help you determine:
Our Process
Simple, Efficient, Professional
From initial contact to ongoing support, we make the process seamless.
Quick Intake
Provide basic condo details
Review
We evaluate your building and exposure
Options
We present clear, structured choices
Placement
Simple and efficient binding process
Ongoing Support
Annual reviews and claim guidance
Get Started
Request Your Quote Today
Click the button below to fill out our quick quote form. Our team will review your information and reach out to discuss your coverage needs.
Information needed:
- Condo address
- Approximate square footage
- Occupancy (primary, seasonal, rental, vacant)
- Interior upgrades (if applicable)
- Prior claims history
Protecting Florida Condo Owners
Personalized coverage for your peace of mind
Our Team
Management Team
Chris Holtrop
Chief Insurance Officer
Experienced insurance strategist specializing in underwriting, risk evaluation, and program development. Focused on delivering disciplined, high-quality insurance solutions backed by financially strong carriers and long-term market stability.
Skylar Peacock
Licensed Insurance Agent
Naples, Florida native with a strong foundation in professional services and underwriting support. Known for attention to detail, strong communication, and a disciplined, client-first approach to coverage placement.
Braxton Peacock
Licensed Insurance Agent
Naples native with an entrepreneurial background, having built his first business at age 17. Focused on client service, marketing execution, and operational excellence with a strong commitment to professionalism and growth.
Licensed and Accredited Insurance Professionals – State of Florida
Condo insurance should be simple, clear, and reliable.
We build coverage that protects your unit—and your peace of mind.